Business Truck Rental Commercial Protection Products

Before your business packs and transports valuable documents, fragile materials, and expensive inventory, you’ll want to consider Budget Truck Rental’s competitively priced optional protection plans. Your peace of mind is important to us!
While we encourage you to review our popular protection options, you’re not required to purchase a plan if you can provide a "Certificate of Insurance". In that case, the Certificate must be approved and on file in the Budget Safety Department prior to the rental. If you cannot produce a valid Certificate, or if the Certificate has been received but has not been approved by the time of rental, you will be charged for Basic Liability. These charges are non-refundable.

Following are the protection plans available to you as a commercial truck rental customer.

Please note: You MUST select one type of coverage from each category.

Liability Protection

Daily Prices
Weekly Prices
Protection Type
Description
$15.00
$105.00
BASIC LIABILITY INSURANCE
BASIC LIABILITY INSURANCE (BLI) – When added to the Rental Agreement, BTR will extend its coverage to take the primary position up to 100/300/25. Your own liability insurance will not be called on to contribute unless, and until, the 100/300/25 has been exhausted. This coverage extension comprises $100,000 bodily injury (one party max) or $300,000 bodily injury (all parties max) and $25,000 for property damage (another vehicle, light pole, guard rail, etc.
$21.07***
(or less where mandated by state law)
$147.49
(or less where mandated by state law)
$2 MILLION SLI**
(or $1 Million SLI where mandated by state law)
SUPPLEMENTAL LIABILITY INSURANCE (SLI) – SLI protects the customer and authorized additional driver(s) (as defined in the BRT rental agreement) up to $2 million for any bodily injury and property damage liability claims made by third parties resulting from an auto accident with the BTR truck. Your own liability insurance will not be called on to contribute unless, and until, the $2 million is exhausted.
$0.00
$0.00
CERTIFICATE ATTACHED
Will Provide Own Liability Coverage – Please see attached "Certificate of Insurance Guidance Form" and the certificate sample for details.

Physical Damage Responsibility

Daily Prices
Weekly Prices
Protection Type
Description
$23.00
$161.00
$0 RESPONSIBILITY
PHYSICAL DAMAGE WAIVER (PDW)– BTR will waive the commercial customer’s responsibility for loss (including theft) and physical damage to the vehicle resulting from all causes, provided commercial customer and/or your authorized additional driver(s) are not in violation of any provision of the rental agreement. Overhead damage and damage from “curbing” the tires are not included.
$17.00
$119.00
FIRST $500.00 RESPONSIBILITY
LIMITED DAMAGE WAIVER (LDW) – LDW limits your financial responsibility for physical damage (including theft and vandalism) of the BTR rental truck to the first $500, provided the commercial customer and/or your authorized additional driver(s) are not in violation of any provision of the rental agreement. Overhead damage and damage from “curbing” the tires are not included.
$12.95
$90.65
FIRST
$1,000.00
RESPONSIBILITY
DAMAGE WAIVER (DW)  – DW limits your financial responsibility for physical damage (including theft and vandalism) of the BTR rental truck to the first $1,000, provided the commercial customer and/or your authorized additional driver(s) are not in violation of any provision of the rental agreement. Overhead damage and damage from "curbing" the tires are not included. 
$0.00
$0.00
CERTIFICATE ATTACHED 
WILL PROVIDE OWN PHYSICAL DAMAGE COVERAGE – Please see attached Certificate of Insurance Guidance Form and the certificate sample for details.

EFFECTIVE JULY 10, 2013
These rates are subject to change without notice. PERSONAL CARGO & ACCIDENT PROTECTION and AUTO TOW PROTECTION are not available for commercial use. Overhead damage and “curbing” the tires are not protected by any BTR Protection Products and are solely the customer’s responsibility. All Optional Insurance and Protection Products are subject to the terms of the BTR Rental Agreement and any terms, conditions and exclusions contained within the insurance policies. Please see BTR’s Rental Agreement and Optional Insurance and Protection Plans brochures for additional details.
*BTR provides any minimum financial responsibility limits that may be required under applicable state laws.
** $2 MILLION SLI is exempt in GA, NC, SD and WA where the SLI combined limit of liability protection will be $1,000,000 for each person, bodily injury, death or property damage, but not more than $1,000,000 for each accident.
*** SLI PRICING: Price is established on dispatching state.
$21.07 – MS • $20.37 – OH, OK • $19.87 – MD, VA • $19.73 – OR • $19.56 – AL, FL, NV, NM $19.51 – LA, MI • $19.46 – CT, SC $19.15 – CA, MA • $18.92 – MO • $18.90 – AZ, AR, DC, DE, ID, IL, IN, IA, KS, KY, ME, MT, NJ, ND, PA, TN, TX, UT, VT, WV, WY $18.44 – CO, MN, NE, NH, RI, WI • $16.95 – GA, NC, SD, WA • $16.59 – NY